Ecobank Transnational Incorporated has reported a 29 percent increase in profit after tax to N950.0 billion for the financial year ended December 31, 2025, the bank said in its financial statement filed on the Nigerian Exchange Limited on Friday.
The pan‑African banking group said growth in both interest income and non‑interest revenue underpinned the improvement in performance, according to its condensed consolidated unaudited financial results for the period.
Ecobank’s gross earnings for the year grew 14 percent to N4.82 trillion, while total revenue increased by 18 percent to N3.67 trillion, the bank’s statement showed.
Net interest income, a key revenue driver, rose 22 percent year‑on‑year to N2.14 trillion, supported by increased interest earnings. Non‑interest revenue expanded by 13 percent to N1.53 trillion, buoyed by fee and commission income and gains from trading and foreign exchange.
Ecobank reported that profit before tax climbed by 30 percent to N1.28 trillion, up from N986.7 billion recorded in the previous year. The bank’s operating profit before impairment charges also rose by 29 percent to N1.89 trillion.
However, certain income components declined. Other operating income fell by 22 percent to N68.6 billion, while net losses on investment securities widened to N10.98 billion. Impairment charges on financial assets increased 28 percent to N613.26 billion.
Ecobank’s balance sheet expanded in 2025. Total assets increased by 14 percent to N49.44 trillion, compared with N43.30 trillion in 2024.
Loans and advances to customers grew 11 percent to N17.09 trillion, and customer deposits rose 15 percent to N36.45 trillion. Total equity strengthened to N4.17 trillion, up 50 percent from the prior year.
The bank operates in 34 African countries and international financial centres, serving more than 32 million customers across retail, commercial, corporate and investment banking segments.






